ILS Speaker Series: Planning for the Chronically Ill IRA Beneficiary – Addressing this unique category of EDB
The SECURE Act has been with us for over six years, and planners know by now the five categories of Eligible Designated Beneficiaries. EDBs are of course those special folks who can still qualify for the lifetime-stretch, while ordinary Designated Beneficiaries are limited to a 10-year stretch. But not all EDBs are created equal. Planners have spent a great deal of time focusing on surviving spouses and minor children, but perhaps not as much time considering the unique issues involved when planning for a beneficiary who is chronically ill.









































































































